Wednesday 28 August 2013

Car Buyers Guide

A car buyers guide can really help you choose what type of car to get and also how to save money. If you want to get a car that is both affordable and reliable, you have come to the right place. We’ll teach you how to properly shop for a car. Really, the only thing about car buying is logic. Think of everything in a logical sense and you will see how to buy a car without having any trouble. There are also some sneaky techniques you can use to get a better price for your purchase.

When buying a car, make sure you stick to something that you are really interested in. The worst thing I see is people having cars they don’t want. They might have had two choices – getting their dream car or getting a car that was cheap. A person who purchases a cheap car they aren’t really interested in will most likely stop making payments or trade it in within a few years. This obviously won’t do you any good.

Look up other car buyers guide online and also use the Kelly Blue Book if you plan on buying a used car. You don’t want to get taking advantage of if you are buying from a dealership or even if it is a private sale. I tend to see many women who get taken advantage of since they aren’t very knowledgeable with cars. Of course, there are also a handful of woman who are car savvy.

Pay attention to things likes taxes, APR, and add-ons. All of these things can rack up the overall cost of the car. If you really want to get a good deal, tell the dealer you are ready to pay the car in full. In many of the car buyers guide online, you’ll see that this is a technique that works well. It could save you hundreds or even thousands of dollars depending on how old the car is and what type of model it is.

How to purchase an affordable vehicle

So, you want to know how to purchase an affordable vehicle based on your needs – right? If this is true, we have some tips for you that may help you. If you plan on getting around town for basic errands and work, you will probably want a car that isn’t too fancy. In fact, you don’t mind if it isn’t up to date. A 2009 car would be perfect for someone going to and from work in their town. Besides, new cars can be incredibly expensive and can range from $20,000 to $60,000 depending on the type of car you are interested in. If there is a new model you like, why not take a look at the previous models from a few years back? You might also like those so go ahead and look at your options. In the meantime, here are some tips on how to purchase an affordable vehicle:


·         When looking for an affordable vehicle, don’t go with fancy upgrades that you don’t really need. These can really rack up the price of your car.
·         Ask the dealer if there are any cars that have special deals. Some cars are offered with 0% APR for the first few years and this can really save you some money.
·         Don’t let a dealer talk you into getting a car you cannot afford. Working with a set budget will help you save money instead of surpassing your limits.
·         Tell the dealer you plan on buying a car paid in full with cash. See what kind of deal he/she can offer on this. Even if you don’t plan on buying a car in full, monthly payments can be made.
·         Check the monthly payments of the car. Let’s face it – most people do not buy a car in full. They are basically renting to own with monthly payments. Monthly payments can range from $200 to $600 on average.

Lease Deals

Even though buying a brand new car might have low interest rates, there are still a handful of people who are leasing new cars or trucks with the great lease deals they are offered. They feel that it is a better option for them in terms of their financial situation. During the beginning of 2013, the stats of vehicle leasing climbed up and leasing actually accounted for 28% of new vehicles during the first quarter. With this new leasing trend playing out, we know there is a great demand for leasing cars instead of buying.

Ever since the recession, lenders have noticed the difference within market trends and with leasing on the rise more companies are emerging to serve the public. Leasing also has many perks. The monthly payments are very small compared with those who are paying to own. However, you need to understand if leasing is right for you or if you should just purchase a car.

Cars and trucks usually depreciate in value so those who aren’t interested in keeping their car after they have made payments over a few years should always lease instead. You won’t be spending as much money this way.

Lease deals are great for those who only plan on driving for a short amount of time. This means you shouldn’t rack up the amount of miles on the car during your lease period or you might have to pay a penalty for this. Otherwise, if you just need the car to drive to work in your town each day, that is perfectly fine.

Some people have other plans when it comes to purchasing a car. If you are someone who plans on getting your dream car within a few years when you have a better job, you’ll probably need to look for some great lease deals that can help you.